Recreational Vehicle

MOTORCYCLE

A motorcycle policy provides coverage similar to a standard auto policy but takes into account any special risks associated with owning a two-wheeled auto.

OFF-ROAD

Vehicles such as ATVs, dirt bikes, dune buggies, and golf carts are not legally allowed on a public roadway but still may need coverage similar to motorcycle coverage.

RV

RV coverage needs to be more robust than a typical auto policy as there is usually personal property involved. How often it is used, the cost of replacing personal items, its value, and your driving history are a few factors used to determine the best coverage.

BOAT

Boats and watercraft need special coverage that take into account value, environmental damage, area and location of potentially damaging actions, and injury to others.

Each policy will have stipulations, limits, and exclusions. Extensions, riders, and floaters are available to fill any gaps. The information on this website is an overview of the types of insurance you may be able to purchase, but does not comprise full explanations of policy types nor does it guarantee any particular coverage or policy.