COMMERCIAL AUTO

A commercial auto policy is more than just covering vehicles with a company name on them. There are several types and ways a vehicle may need to be covered.

• Business Auto Policy (BAP)

  • Covers almost all vehicle types that may legally drive on a public roadway

  • Covers any auto or only specific autos such as hired autos, autos you own, etc.

• Garage Coverage

  • Covers liability and physical damage to vehicles in your care, custody, and control. A BAP does NOT cover a vehicle business, e.g., one that sells, repairs or stores vehicles.

• Trucker’s Coverage

  • For businesses that haul hazardous material or transport, load, and/or unload other people’s goods

• Motor Carrier Coverage

  • For businesses that transport people such as taxis, busses, and shuttle vans

Each policy will have stipulations, limits, and exclusions. Extensions, riders, and floaters are available to fill any gaps. The information on this website is an overview of the types of insurance you may be able to purchase, but does not comprise full explanations of policy types nor does it guarantee any particular coverage or policy.